Byte Data from Ricky's brain

Beware of Scam

by , on
Nov 2, 2019
Beware of Scam

There is something that requires to beware of. Which is beware of scam! I got lucky somehow to get the scam message first hand. Bingo! Someone try to scam me by offering RM 8,888 for my boost account. In this post, let me share with you how to detect scams so that you can be secure not to fall into it.

scam message
scam message

First of all, scam never uses the official office number. Why? Because they do not have access to it. Simple! Some scammer rings will usually use mobile phones, burner ones, to send and communicate to a potential victim. That way, when someone tries to track the mobile number or even to trace it, they can throw it quickly and get a new one. Also, after they collect money from one or more victims, the number will be inactive easily (ok, I admit that I watch too much spy TV series or movies).

The second clue, they seldom get the name right. But this one is smart. They mask the number so that it looks real and trustworthy. The most scam will tell you that they need to hide the name to maintain privacy, but actually, they are using this tactic to lure your real name. They will ask your full name, IC name, parents’ name, and common questions that the bank customarily required. So be careful when you are giving these kinds of pieces of information.

Scam website 1

Thirdly, and the best indicator. You require to do some sort of payment, be it some deposit, tax payment, and all kinds of sums that needed. Well, if you win some prize, the organizer tends to deduct your price money for tax or any fee and bank the balance to your bank. When I go to the website and see they accept payment. I do notice immediately that this is a complete scam website. So really beware of scam and always be aware of the signs. If you got scammed, follow this advice. Well, perhaps this happen because I often use Boost.

Invest in Yourself – Best Advice Ever

by , on
Oct 26, 2019
Invest in Yourself

I am compelled to write this post because there are many times people asking me about investment. Let me be clear, I am not attached to any investment product (such as insurance, FD, etc.). What I had invested so far are mostly personal choices that I made during my 10 years earning money as a salaryman. After having enough capital and tremendous guts, I decided to start my own business and never look back from that day onwards. So today’s topic ‘Invest in yourself’, I would like to talk about investment. This topic is very board, I know. Been there, done that too.

Nevertheless, let me shrink the scope into very detail. So I am talking about any average people. Earning power is average, which means what you earn and what you spend commonly almost the same. This is the situation that you will scratch your head and thinking about what kind of investment that right for you because if you squeeze some cash from here and there, it means your daily life can be disturbed.

I am in this situation before, because when I am just started my career, my earning is RM 2,500.-. The expenses that I need to pay: transport, tithe, activities, food, rental, utilities, and lastly, hobby. All these expenses almost leave me RM 200 per month for extra cash. Thank God that I did not have debt in this period.

My motivation is always want to earn extra income so that I can have a little bit of luxury. Yep, luxury such as: going to the movie every weekend, dining in good cafes, travel overseas, and so on. I am confident that most people will have the same motivation as I am.

Invest in yourself
Invest in yourself

Many of my friends talk about investment, but mostly it comes from insurance products. I have nothing against it, just that my bad personal experience in this makes me trauma on investing in the insurance line. So I decide to collect more information by attending events, seminars, and even social network gatherings. Use Eventbrite for such event. Until one point, there is one person in the workshop told me that the best investment that I can have is investing in myself. Back in my head, I said to myself that yeah, I did that! The proof is that I like to pamper myself. Of course, what my little voice is wrong. Because invest in yourself means that you need to upskill yourself!

Let’s take my case, at RM 200. Yes, I can put it into one insurance and see the return average of 5% – 9% per annum. Now let say you spend that money to learn skills that can generate more cash. This is something that most people did not realize how important the term ‘invest in yourself.’

I take his advice seriously, and I recall the year 2009, I start to learn many skills, including soft skills and finance. This really brings a significant impact on my career too. Because with new skills, I can give more value to the company, thus putting me into a more favorable position. Imagine most of the project managers are fighting to get me into their team. Not only that, every year, I receive a small promotion that makes my salary jump more than double after working for 2 years. If you are working in a company with average performance, the most increment that you can get is about 5% every year.

Until now, whenever are people asking me how to start investing? My general advice always mentions: ‘Invest in yourself’ first. Yep, this so-called mantra has been with me for more than 10 years, and it will continue for a very long time too. This is also one of many reasons why I can start my own startup.

Indonesian General Election 2019

by , on
Apr 14, 2019
Indonesian General Election 2019 KBRI

Today is the time for all Indonesia citizens to cast their votes. Which marking a historical date of Indonesian general election 2019 KBRI. All outstation Indonesian able to cast their votes to their respective Indonesia embassy.

I arrive at 10:00 AM at KBRI Malaysia, to my surprise that so many people have queue up in front of KBRI to cast their votes. I am surprised that many people have been long queues up, under the hot sun! I am about to give up, thank God one of my friends calls me to come to another voting place.

Without much thinking, I go to second place, which is not far from KBRI KL. Well, not to my surprise, many people are queueing up here too. Estimate about 300 people gather here. Well, it is indeed the Indonesian general election 2019!!!!

I stand under the hot sun for at least 3 hours, along this time, I manage to comfort some people who want to give upvoting. I insist on telling them that they need to make sure that their voice counts! I had seen quite a lot of people complain about the current government as well as fear about the opposition candidate capability. So why not stand for a couple of hours more and use this opportunity to really make your voice matter!!

I do hope the next general election, they can perform better checking and organizing. Credential sourced from Indonesia record that there are about one million Indonesian in Malaysia, with this number, they do only open three locations for casting a vote. Assuming 60% of people turns up for voting, how do you think that three voting place can accommodate such number? Something to learn for the Indonesian general election 2019.

So apart from standing under the hot sun for 4 hours, getting shout by local police and being treated like suspects (they ask us to sit on the road and make us duck walking to bail out office). Not to count people keep pushing from all directions and best out of best, someone still smoking in those conditions. With all those sweat, I manage to cast my vote!!! This is what I do for my country!!

Indonesia General Election 2019

Now, hopefully for those in Indonesia can do the same casting their vote in Indonesia General Election 2019 on 17th April 2019. All the best and pray to God that the next president can lead Indonesia to a better future.

Chinese New Year 2019

by , on
Feb 5, 2019
Chinese New Year 2019

Happy Chinese New Year 2019 for those who celebrate CNY 2019. I wish this year will bring more luck, prosperity, and health for the year 2019.

What We Want To See in Your Resume

by , on
Nov 12, 2018
Job Portal

I had been interviewing many people in these past five days. I know that to land an interview, some may think it is kinda easy. But I tell you some secrets that you need to do in your resume before you come to interview. This is my upgraded version from my previous post about the meaningful interview – how to get it. Now you might clueless but fear not. What I share with you is from my own experience on how I pick good people and also how I really able to filter out those who are not fit to take the job.

Make your resume professional

This is the most essential thing that you should do. Do invest in a pleasant template or some design that makes your outstanding resume format. Yes, the content is critical, so does the visual. I never like to see a resume in a typical word format. Next is do include a professional photo. It should be either passport photos or business-related profile picture. I never like to see people attach their photo that seems taken from the Facebook profile picture, not to mention with some style and duck mouth (I saw this, I will delete the resume and find the next person). There is time for duck mouth photos but obviously, seldom work for an interview.

Recheck your spelling, again, and again. Remember your resume is about three to four pages (commonly), so do spend more time checking the spelling. Take a break between checking to ensure you did not miss anything. People who do recruitment are so sensitive towards wrong spelling. If you can’t do this simple job, forget about getting a more prominent role. Not including detailed information is a killer too. Say you have 6 years’ experience, but you only list the latest company where you just work for about 2 years. I will be wondering about the remaining 4 years. Mind you that I would not spend more time to check with you. If you did not even care to put, why should I?

Remove hobby, weight, and height, or non-related info, please

For God’s sake, do remove this stuff. You love swimming, but applying for an accountant post, what is the relations? About height and weight are never needed actually. Unless it stated so for particular jobs such as stewardess/flight attendance. How about a fresh graduate? Ah, yes, you did not have any experience, so I would rather see what is your active activity during your study. Take the example of joining some competitions, championing a specific field, or any other things that might help you to stand out from other fresh graduates. Your grade is absolutely necessary to put.

But I saw someone putting winning a photography competition while applying as a programmer. Well, I seriously think it is not needed, but why not? How about social media account then? Unless it is for marketing or related job, it is not required. Linkedin will be useful to put.

Achievement!!!!

Do include achievement, include the detail data and how you achieve it in brief. Don’t do this: “Improve overall sales” or “Bring impact to company-wide,” instead do this: “Increase 3% sales monthly with effective communication skills”. I do notice most resume is lacking in this part. We do want to see your job description, but the achievement will thrive.

How to answer calls from companies

Never ever show impoliteness to the person that calls you to arrange an interview. So what kind of things under impoliteness? Forgot that you apply job for such company, or you show “don’t care” attitude as long as you got the job to jump, or worse, you are not really sure you want to come to interview (this kind of people I will put adverse remark which it will stay permanently in their resume).

I know that these coming months many people graduate or celebrating for university students. I hope for the best of your career.

Set Priority Right

by , on
Oct 31, 2018
Family

I am writing this from Bandung, and I really miss my family in KL. I am privilege to be able to go outstation to build business in Bandung, but with sacrifice of my family time. There are lots of things running in my mind, and obviously going back to KL soonest is what I desire most. From outside, you may think that I had achieve success, but I tell you what I am doing now is to build strong foundation in business. To enable this business help SME in Indonesia, this has been my passion and sole goal.

What matters?

Yes, from short description above, it seems my work really important. I do ask questions time to time, is this really worth to sacrifice my family time? In this state of confusion, often I pray to God to give clear guidance. Thanks for my church network, most of the town I visit, I will be able to meet with new friends or sometimes old friends too. It has been 10 years I had become disciple, and I know that I have to set priority right about my life. I never like the term “No choice”. We have choices all the time.

So what is my first priority? God. First and foremost, I start my day and end my day trying my best worshiping God. I do failed many times and fall into sinful nature, but each fall I make a promise that I would never fall into same spot again. My second priority now is my wife and then comes my children. I know many parents put their children first then spouse. I share with you that you have to put your spouse first before children. My son actually copying me and my wife very well. If I teach him something but I never do it, it would not last long. He is learning by copying. That is how kids are.

Set priority right from beginning

So if the first, second and third has taken, so where you put your work in what number? Whenever I am traveling or meeting with new people, often times I get the feeling that people put their work above all. This is totally the opposite of set priority right. Think again, business world is a harsh world. Whenever it is not making profit, it would not last. Do you want a great life? Set your priority right from beginning. That is the key. Spend more time with your family, friends, or someone that dear to you. This will improve your overall life, and contribute to higher productivity. If you need to work with someone and you have the power to choose, are you going to choose someone who are moody or high spirit? If it is me, I will choose the high spirit one, because it will be pleasant working with them compare the other one.

So I do hope for those who are putting their work first, after reading this perhaps you start to think what really matters in your life. Because each of you are matters to God, so yes you are matter to someone else.